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Terms of Service

Last updated: November 8, 2025

1. Acceptance of Terms

By accessing or using Saarva ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

Saarva provides AI-powered copilot services designed to assist professionals in various domains, including but not limited to finance, product management, legal compliance, HR, sales, and executive functions. Our services include Saarva's AI assistant, Effi, and specialized copilots for different professions.

3. User Accounts and Registration

  • You must provide accurate, current, and complete information during registration
  • You are responsible for maintaining the confidentiality of your account credentials
  • You are responsible for all activities that occur under your account
  • You must notify us immediately of any unauthorized use of your account
  • We reserve the right to suspend or terminate accounts that violate these Terms

4. Acceptable Use

You agree not to:

  • Use the Service for any illegal purpose or in violation of any laws
  • Transmit any harmful code, viruses, or malicious software
  • Attempt to gain unauthorized access to the Service or related systems
  • Interfere with or disrupt the Service or servers connected to the Service
  • Use the Service to infringe upon intellectual property rights
  • Harass, abuse, or harm other users
  • Use automated systems to access the Service without authorization
  • Reverse engineer, decompile, or disassemble any part of the Service

5. Intellectual Property

The Service, including its original content, features, and functionality, is owned by Saarva and is protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of our Service without our express written permission.

6. User Content

You retain ownership of any content you submit, upload, or transmit through the Service ("User Content"). By using the Service, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and process your User Content solely for the purpose of providing and improving the Service.

You are solely responsible for your User Content and represent that you have all necessary rights to grant us the license described above.

7. AI-Generated Content

Our Service uses artificial intelligence to generate content. While we strive for accuracy, AI-generated content may contain errors or inaccuracies. You acknowledge that:

  • AI-generated content should be reviewed and verified before use
  • We are not liable for decisions made based on AI-generated content
  • You are responsible for ensuring compliance with applicable laws and regulations

8. Payment and Billing

If you purchase a paid subscription or service:

  • You agree to pay all fees associated with your subscription
  • Fees are billed in advance and are non-refundable unless otherwise stated
  • We reserve the right to change our pricing with reasonable notice
  • Failure to pay may result in suspension or termination of your account

9. Privacy

Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information.

10. Disclaimers and Limitations of Liability

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

11. Indemnification

You agree to indemnify, defend, and hold harmless Saarva and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the Service or violation of these Terms.

12. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for any reason, including breach of these Terms. Upon termination, your right to use the Service will cease immediately.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of the Service after such modifications constitutes acceptance of the updated Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions. Any disputes arising from these Terms or the Service shall be resolved in the appropriate courts.

15. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: [email protected]